Holding Deceptive Businesses Accountable: Consumer Fraud Litigation Attorneys

Consumers deserve honest advertising, fair pricing, and ethical business practices. When companies engage in false advertising, unfair billing, or fraudulent sales tactics, consumers have the right to take legal action.

At Ratliff Jackson LLP, we represent consumers who have been deceived, misled, or financially harmed by businesses engaging in fraudulent or deceptive practices. Our legal team fights to recover financial losses, expose corporate misconduct, and hold companies accountable under New Jersey and Pennsylvania consumer protection laws.

If you believe you’ve been the victim of consumer fraud, contact us today for a confidential consultation.

Why You Need an Experienced Consumer Fraud Attorney

Many businesses prioritize profits over fairness, using dishonest tactics to mislead customers, hide fees, or sell defective products. Companies rarely admit wrongdoing voluntarily, and without legal representation, consumers often struggle to recover their losses.

Common Types of Consumer Fraud Cases We Handle

• False Advertising & Misleading Claims – Businesses that exaggerate product benefits, hide defects, or use deceptive marketing.
• Bait-and-Switch Tactics – Retailers and sellers that advertise one product but push consumers into buying a different, more expensive item.
• Unauthorized Charges & Hidden Fees – Financial institutions, subscription services, and retailers that illegally charge customers without proper consent.
• Defective or Fraudulent Product Sales – Manufacturers and sellers that market faulty, dangerous, or falsely labeled products.
• Auto Dealer & Warranty Fraud – Car dealerships engaging in deceptive loan practices, odometer fraud, or misleading warranty claims.
• Real Estate & Home Improvement Scams – Contractors, landlords, and realtors who defraud customers through false promises, overcharges, or unfulfilled services.
• Debt Collection & Predatory Lending Practices – Banks, lenders, and collection agencies that use illegal debt collection tactics, false loan terms, or exploitative interest rates.
• Data Breach & Identity Theft Cases – Companies that fail to protect consumer data, leading to identity theft or financial loss.
• Insurance Fraud & Denied Claims – Insurers that wrongfully deny valid claims, underpay settlements, or mislead policyholders.

How We Fight for Consumer Rights:

• Filing Individual & Class Action Lawsuits – Whether you are one victim or part of a group, we help you seek maximum compensation.
• Demanding Full Refunds & Compensation – Businesses must return unlawfully obtained money and compensate consumers for damages.
• Holding Corporations Accountable – Many businesses ignore consumer complaints until a lawsuit forces them to take action.
• Negotiating Settlements or Taking Cases to Trial – We are prepared to fight in court if necessary to get justice for our clients.

What You Can Recover in a Consumer Fraud Lawsuit

• Full Refunds & Compensation for Financial Losses
• Additional Damages for Deceptive & Unfair Practices
• Legal Fees Covered by the Defendant in Many Cases
• Corrective Actions, Such as Discontinued Deceptive Practices
• Punitive Damages in Cases of Extreme Corporate Misconduct

Companies should not profit from deception, and at Ratliff Jackson LLP, we ensure they pay for the harm they cause to consumers.

You Were Deceived and Taken Advantage Of – We’re Here to Make It Right

• Consumers Who Have Been Overcharged or Tricked by Hidden Fees – Helping individuals recover lost money from deceptive pricing tactics.
• Victims of False Advertising & Fraudulent Marketing – Representing consumers who were misled into buying ineffective or unsafe products.
• Homeowners & Renters Defrauded by Contractors or Landlords – Fighting against scams involving home repairs, leases, or real estate fraud.
• Victims of Auto Fraud & Unfair Financing – Suing dealerships that misrepresent cars, manipulate financing, or refuse to honor warranties.
• Individuals Affected by Data Breaches & Identity Theft – Holding companies responsible for failing to protect sensitive consumer information.
• People Facing Insurance & Financial Fraud – Taking legal action against insurance companies, banks, and lenders for deceptive policies and wrongful denials.

Consumer Fraud FAQs: What You Need to Know

What qualifies as consumer fraud under New Jersey & Pennsylvania law?
Consumer fraud includes any misleading, deceptive, or unfair business practice that causes financial harm to consumers.

What can I recover in a consumer fraud lawsuit?

• Refunds, compensation, and punitive damages
• Attorney fees paid by the business
• A court order requiring the business to change deceptive practices

Can I file a lawsuit if I only lost a small amount of money?
Yes. Many consumer fraud cases qualify for class actions, allowing multiple consumers to sue together.

How do I prove a business committed fraud?
We gather evidence such as:

• False advertisements, contracts, or misleading statements
• Emails, text messages, and customer complaints
• Financial records showing hidden fees or unauthorized charges

How long do I have to file a consumer fraud lawsuit?
The time limit (statute of limitations) varies, so it’s important to act quickly and contact an attorney as soon as possible.

What should I do if I’ve been scammed or misled by a business?

• Save all receipts, contracts, and communications related to the fraud.
• Do NOT accept a refund or settlement without legal advice—it may waive your right to sue.
• Contact a consumer fraud attorney immediately to explore your legal options.

Take the First Step Toward Justice—Hold Dishonest Businesses Accountable

If you’ve been scammed, misled, or overcharged, you don’t have to fight alone. At Ratliff Jackson LLP, we stand up for consumers and take on corporations that engage in fraud and deception.

If you’ve been a victim of consumer fraud, contact us today for a confidential consultation.