Prenuptial Agreements
Prenuptial Agreements in New Jersey & Pennsylvania
A thoughtfully crafted prenuptial agreement can provide clarity, security, and peace of mind for couples entering marriage. At Ratliff Jackson LLP, our prenuptial agreement lawyers work with clients throughout New Jersey and Pennsylvania to draft personalized prenuptial agreements that protect assets, establish expectations, and reduce the risk of future disputes. Our prenuptial agreement lawyers understand that discussing finances and legal protections can be delicate — but done right, it strengthens the relationship by fostering openness and mutual respect.
What Is a Prenuptial Agreement?
A prenuptial agreement, or “prenup,” is a written contract signed before marriage that outlines how the couple’s assets, debts, and financial matters will be handled during the marriage and in the event of divorce, separation, or death. These agreements can define separate versus marital property, waive or limit spousal support, protect inheritances, and provide a roadmap for financial transparency.
Under New Jersey law, prenuptial agreements are governed by the Uniform Premarital and Pre-Civil Union Agreement Act, which sets out specific legal requirements to ensure enforceability. In Pennsylvania, prenuptial agreements are enforceable under 23 Pa.C.S. § 3106, provided they were entered into voluntarily and with fair disclosure of financial obligations.
When Should You Consider a Prenuptial Agreement?
While some view prenuptial agreements as only necessary for high-net-worth couples, they are increasingly common and appropriate in many situations, including:
- One or both spouses have significant premarital assets
- One party owns a business or professional practice
- There are children from a previous relationship
- One or both spouses hold substantial debt
- The couple anticipates future inheritances or family trust distributions
- One spouse plans to pause or leave their career for the marriage or family
A valid prenuptial agreement allows couples to determine, in advance, how they will handle their finances rather than leaving those decisions to a judge.
What Can Be Included in a Prenuptial Agreement?
A prenuptial agreement can cover a wide range of financial and property-related matters, including:
- Division of property and assets
- Treatment of debts and liabilities
- Spousal support (alimony) waivers or limitations
- Protections for business ownership or professional income
- Allocation of real estate
- Clarification of retirement account rights
- Preservation of family heirlooms and inheritances
While a prenuptial agreement cannot pre-determine child custody or child support (as those issues are decided based on the child’s best interest at the time of separation), it can address nearly every other financial issue relevant to a divorce or separation.
Legal Requirements for Enforceability
A prenuptial agreement must be carefully drafted and executed to ensure that it holds up in court. The key requirements include:
- Voluntary Agreement: Both parties must sign without pressure or coercion.
- Full Disclosure: Each party must fully disclose their assets, liabilities, income, and expenses.
- Independent Legal Representation: While not strictly required, separate legal counsel helps demonstrate fairness.
- Proper Timing: Agreements should be signed well before the wedding date to avoid claims of duress.
Failure to meet these requirements can result in a court invalidating part or all of the agreement. That’s why working with experienced counsel is essential.
Our Prenuptial Agreement Services
At Ratliff Jackson LLP, we focus on preparing prenuptial agreements that are tailored, enforceable, and respectful of the relationship. Our services include:
- Advising clients on whether a prenup is appropriate for their situation
- Drafting agreements that comply with New Jersey and Pennsylvania law
- Reviewing prenups prepared by the other party’s attorney
- Assisting with financial disclosures and asset documentation
- Coordinating with opposing counsel to facilitate respectful negotiations
We help ensure the agreement reflects your priorities while complying with legal standards that minimize the chance of later litigation.
Why Choose Ratliff Jackson LLP?
Clients trust our firm because we provide a thoughtful, client-centered approach to prenups — combining meticulous legal drafting with emotional intelligence. Our prenuptial agreement lawyers offer:
- Deep knowledge of New Jersey and Pennsylvania family law
- Experience handling high-stakes and high-net-worth prenuptial agreements
- Discretion, confidentiality, and professionalism
- Clear, practical advice that helps you make informed decisions
- A focus on fairness and enforceability, not conflict
We’ve advised entrepreneurs, professionals, executives, and individuals entering their second or third marriages — all with the goal of protecting their future without disrupting their present.
Take Control of Your Financial Future
Secure your foundation before you say “I do.” A prenuptial agreement isn’t just about protecting assets — it’s about building your marriage on mutual understanding and legal clarity. At Ratliff Jackson LLP, our prenuptial agreement lawyers guide clients through the process with discretion, integrity, and strategic insight.
To schedule a confidential consultation, call 856-209-3111 or visit our consultation request page. Our office is located at 811 Church Rd., Cherry Hill, NJ 08002, and we proudly serve clients throughout South Jersey and Southeastern Pennsylvania.
Frequently Asked Questions Our Prenuptial Agreement Lawyers Get
- What does a prenuptial agreement lawyer actually do?
A prenuptial agreement lawyer drafts, reviews, and negotiates legal agreements that define how assets, debts, and income will be handled if a marriage ends. The prenuptial agreement lawyer ensures the agreement complies with state law, prevents coercion, and protects both parties’ rights. Working with an experienced prenuptial agreement lawyer also reduces the risk of future disputes by ensuring full financial disclosure and clear, enforceable terms. - How soon before my wedding should I hire a prenuptial agreement lawyer?
Ideally, you should contact a prenuptial agreement lawyer at least three months before your wedding. Courts can invalidate prenups signed under pressure or close to the ceremony. Early legal planning allows time for review, negotiation, and financial disclosure, ensuring both parties enter the agreement voluntarily. A prenuptial agreement lawyer helps you avoid the appearance of duress and strengthens the enforceability of your contract. - Is a prenuptial agreement legally binding in New Jersey or Pennsylvania?
Yes. A prenuptial agreement is legally binding in both states when properly executed. A prenuptial agreement lawyer ensures that the document includes full financial disclosure, is entered voluntarily, and complies with each state’s specific requirements under the Uniform Premarital Agreement Act (UPAA). If both parties sign freely with independent legal counsel, courts typically uphold the agreement. - Can both of us use the same prenuptial agreement lawyer?
No. Each person should have their own prenuptial agreement lawyer to avoid conflicts of interest. Independent counsel protects both sides and ensures the agreement won’t later be challenged as unfair or coerced. Having separate prenuptial agreement lawyers also provides each party with full understanding of their rights, which makes the agreement more likely to hold up in court. - Can a prenuptial agreement protect property I owned before marriage?
Yes. A prenuptial agreement lawyer can specifically identify and protect your premarital assets, including homes, investments, and business interests. Without a prenup, those assets might become marital property over time. The agreement can clearly state that certain property will remain yours, protecting it from division in a divorce. - What happens if my spouse refuses to sign a prenuptial agreement?
If your partner refuses, you cannot force them to sign. A prenuptial agreement must be voluntary to be valid. A prenuptial agreement lawyer can help you navigate the conversation respectfully, explain the benefits, and offer fair terms that protect both parties. Transparency and fairness are key to reaching an agreement both sides can live with. - Can a prenuptial agreement protect me from my partner’s debt?
Absolutely. A prenuptial agreement lawyer can ensure you’re not held responsible for your partner’s existing or future personal debts. This includes credit cards, student loans, or business obligations. The prenup can clearly state that each party will remain solely responsible for debts in their own name, protecting your financial stability during and after the marriage. - How much does it usually cost to hire a prenuptial agreement lawyer?
The cost varies based on complexity, but most clients can expect to spend between $1,500 and $5,000. More complex cases involving multiple properties, business ownership, or international assets may cost more. A prenuptial agreement lawyer at Ratliff Jackson LLP provides transparent billing and practical options tailored to your circumstances. - Can a prenup cover future assets or inheritance I haven’t received yet?
Yes. A prenuptial agreement lawyer can include clauses that protect expected inheritances or future business interests. The agreement can state that any future gifts or inheritances remain separate property, even if received after marriage. This proactive step prevents disputes over unearned assets down the line. - What makes a prenuptial agreement invalid or unenforceable?
A prenup may be invalid if it was signed under pressure, lacked full disclosure, or was grossly unfair. Courts also invalidate prenups that weren’t properly executed under state law. A skilled prenuptial agreement lawyer ensures your agreement is voluntary, transparent, and compliant with legal standards, minimizing any risk of challenge. - Can I write my own prenup without a prenuptial agreement lawyer?
You can, but it’s risky. DIY templates often fail to meet legal standards and are easily overturned in court. A prenuptial agreement lawyer ensures all required disclosures, formalities, and fairness standards are met, which is critical for enforceability. It’s an investment in long-term protection. - How do I bring up the topic of a prenup without upsetting my fiancé?
Approach the topic as a matter of mutual protection, not distrust. Emphasize that a prenuptial agreement benefits both partners by clarifying expectations and reducing future conflict. A prenuptial agreement lawyer can help you frame the conversation respectfully, keeping it focused on fairness and financial transparency. - Is asking for a prenup a sign I don’t trust my partner?
Not at all. A prenuptial agreement shows maturity and respect for each other’s financial futures. It’s about creating clarity, not mistrust. A prenuptial agreement lawyer often explains to couples that open discussions about finances strengthen relationships by reducing uncertainty. - Can a prenup decide who gets the house if we divorce?
Yes. A prenuptial agreement lawyer can specify how real estate will be divided or retained. This can include your primary home, vacation property, or investment real estate. Clear terms avoid drawn-out property disputes in a divorce. - Can a prenup protect my small business or LLC?
Yes. A prenuptial agreement lawyer can exclude your business from marital property, ensuring ownership and profits remain separate. Without this protection, your spouse could claim a share of the business’s growth during marriage. - Does a prenup cover what happens if one of us passes away?
It can. While a will primarily governs estate matters, a prenuptial agreement lawyer can include inheritance-related clauses or waive spousal elective share rights. This ensures that both your estate plan and prenup work together to honor your wishes. - Can a prenuptial agreement include lifestyle clauses like cheating or spending habits?
Yes, though their enforceability varies. A prenuptial agreement lawyer can include “behavioral” clauses—like penalties for infidelity or reckless spending—but courts may or may not enforce them. These clauses often serve symbolic or deterrent purposes. - What if my spouse hid assets before signing the prenup?
If one party concealed assets, the entire agreement may be invalid. A prenuptial agreement lawyer ensures full financial disclosure before signing. If fraud is discovered later, the agreement can be challenged in court. - Can we include pet custody in a prenuptial agreement?
Yes. Many couples include pet ownership terms in their prenup. A prenuptial agreement lawyer can outline who retains the pet and who is responsible for expenses, ensuring a smooth resolution if the relationship ends. - Can a prenup address alimony or spousal support?
Yes. A prenuptial agreement lawyer can set terms for alimony—either limiting, defining, or waiving it entirely. Courts generally uphold such clauses if they’re fair and not unconscionable at the time of enforcement. - Does a prenup have to be notarized to be valid?
Notarization isn’t always required but is strongly recommended. A prenuptial agreement lawyer ensures the document is properly executed to prevent disputes about authenticity or duress later on. - Can a prenuptial agreement include child custody or child support terms?
No. Courts determine custody and child support based on the child’s best interests, not a prenup. A prenuptial agreement lawyer can address other related issues, but not those that override child welfare laws. - Can we change or cancel our prenup after we’re married?
Yes. A prenuptial agreement lawyer can draft a postnuptial agreement or amendment reflecting your new circumstances. Both spouses must consent in writing for the changes to be valid. - How long does it take for a prenuptial agreement lawyer to draft an agreement?
Typically, 2–4 weeks. Complex finances or negotiations may take longer. The process includes financial disclosures, consultations, and review to ensure fairness and compliance. - Do I need to disclose all my financial information for the prenup?
Yes. Full disclosure is essential. If either party hides income, assets, or debt, the agreement could be voided. A prenuptial agreement lawyer ensures all disclosures are complete and documented. - What happens if we sign a prenup just a few days before the wedding?
That’s risky. Signing too close to the wedding can suggest coercion. A prenuptial agreement lawyer recommends finalizing at least 30 days before the ceremony to ensure validity. - Can I challenge a prenuptial agreement after marriage?
Yes. You can challenge it if you believe it was signed under duress, lacked disclosure, or was unfair. A prenuptial agreement lawyer can review the circumstances and file a motion to invalidate it. - Does a prenuptial agreement need witnesses?
While not always legally required, witnesses add credibility. A prenuptial agreement lawyer ensures your agreement meets all formalities for enforceability in your state. - Is a prenuptial agreement still valid if we move to another state?
Generally yes, but laws differ. A prenuptial agreement lawyer can include a “choice of law” clause designating which state’s law applies to prevent future confusion. - What’s the difference between a prenup and a postnup?
A prenup is signed before marriage; a postnup after. Both outline financial rights and obligations. A prenuptial agreement lawyer helps you decide which fits your situation. - Can a prenuptial agreement protect investment or rental properties?
Yes. You can specify that any real estate or investment property remains separate. A prenuptial agreement lawyer helps document ownership and value clearly. - What if one person earns a lot more—how does that affect the prenup?
Significant income differences make prenups even more important. A prenuptial agreement lawyer can create equitable terms that balance protection and fairness for both spouses. - Can a prenup cover future income or bonuses?
Yes. A prenuptial agreement lawyer can address how to treat future earnings, commissions, or performance bonuses, ensuring clarity for both partners. - Can cryptocurrency and digital assets be included in a prenup?
Absolutely. A prenuptial agreement lawyer can include provisions for Bitcoin, NFTs, and other digital assets. Full disclosure and documentation are key. - Can a prenuptial agreement be kept confidential from others?
Yes. It’s a private contract between spouses. A prenuptial agreement lawyer ensures your file remains confidential unless required by a court during litigation. - What if my fiancé’s lawyer pressures me to sign quickly?
You should never sign under pressure. A prenuptial agreement lawyer ensures your consent is informed and voluntary. If you feel rushed, that may later invalidate the agreement. - Can a prenuptial agreement lawyer make sure my prenup is fair?
Yes. A qualified prenuptial agreement lawyer ensures your rights are protected and that the agreement is reasonable under state law, preventing challenges for unfairness. - How detailed should a prenuptial agreement be to hold up in court?
The more detailed, the better. A prenuptial agreement lawyer includes full financial disclosures, asset lists, and clearly defined terms to minimize ambiguity and future disputes. - What if we never get married—does the prenup still matter?
No. A prenuptial agreement only becomes effective upon marriage. If you don’t marry, it has no legal effect, though a prenuptial agreement lawyer can draft other contracts for cohabitation. - Can I include protection for family heirlooms in a prenup?
Yes. A prenuptial agreement lawyer can specify that family heirlooms, jewelry, or sentimental property remain separate, preserving family legacies. - Can a prenuptial agreement help avoid divorce conflict later?
Yes. A prenuptial agreement lawyer helps couples set clear expectations about finances, reducing conflict if separation occurs. It’s a roadmap for fairness, not distrust. - What documents should I bring to my meeting with a prenuptial agreement lawyer?
Bring proof of income, assets, debts, tax returns, and property titles. A prenuptial agreement lawyer uses these to ensure full financial transparency and compliance. - Can I include personal property like vehicles or collectibles in a prenup?
Yes. A prenuptial agreement lawyer can designate personal property such as cars, art, or jewelry as separate, avoiding disputes about ownership later. - What happens if one spouse didn’t have legal representation?
Courts may view the agreement skeptically. A prenuptial agreement lawyer ensures each party has independent counsel, which strengthens validity. - How do judges typically view prenuptial agreements in divorce cases?
Judges generally uphold well-drafted prenups created voluntarily and fairly. A prenuptial agreement lawyer ensures your document meets every legal requirement. - Can I update my prenup if my financial situation changes?
Yes. A prenuptial agreement lawyer can prepare an amendment or postnuptial agreement to reflect your new financial reality. - Should we get a prenup even if neither of us has much money?
Yes. A prenuptial agreement lawyer can still help you establish financial boundaries, handle debts, and protect future assets as your wealth grows. - Can a prenup protect me from being responsible for my spouse’s student loans?
Yes. A prenuptial agreement lawyer can specify that each person remains solely responsible for their own educational debts, preventing liability for your spouse’s loans. - Can a prenuptial agreement lawyer represent both parties?
No. Each party must have separate legal representation to ensure fairness and prevent future challenges. Independent lawyers validate true consent. - What should I expect during my first consultation with a prenuptial agreement lawyer?
You’ll review financial disclosures, discuss your goals, and outline fair terms. The lawyer will explain your rights and the legal process. At Ratliff Jackson LLP, our prenuptial agreement lawyers ensure discretion, clarity, and protection at every step.
Other Practice Areas of Family
- Divorce
- Child Custody
- Child Support
- Spousal Support
- Adoption
- Paternity
- Prenuptial Agreements
- Postnuptial Agreements
- Guardianship
- Domestic Violence
- Restraining Orders
- Surrogacy
- Grandparents’ Rights
- Parental Relocation
- Child Abuse and Neglect
- Termination of Parental Rights
- Emancipation
- Foster Care Issues
- Name Changes
- Division of Marital Property